Hors Flou Publishing | Financial Education Publishing House

Hors Flou Publishing – Official Publisher of Ana Ramirez Inc.

Éditions Hors Flou is a publisher’s name legally registered in Québec and used by Ana Ramirez Inc. for the publication of books, guides and printed products.

Hors Flou Publishing was born on Québec’s Côte-Nord, at the crossroads of pedagogy, creativity, and clear-eyed realism.

We publish books and educational tools that make taxation, money, and financial independence accessible to everyone with humor, clarity, and depth.

Here, knowledge is not a luxury reserved for a select few... it's a resource to be shared, a light to be passed on!

Every book, every game, every character in our universe aims to restore meaning to the relationship we have with money, society, and ourselves.

Our collections:

📘 Tax and Me™ – Zero judgment, 100% deductible.

We convey an understanding, a lucidity, a way of inhabiting reality with humor, awareness, and courage.

Founded by Ana Ramirez , a tax preparer and creator, Éditions Hors Flou embodies the belief that lucidity is an act of love and that understanding is already a form of transformation.

Based in Baie-Comeau, between the sea and the forest.
Rooted in reality. Open to the world

© Hors Flou Publishing – A division of Ana Ramirez Inc.

All books published by Éditions Hors Flou are listed under the ISBN number registered with Bibliothèque et Archives nationales du Québec (BAnQ) under the name Éditions Hors Flou.