How taxes work in Quebec for newcomers
Moving to a new province or country is already quite an adventure... and understanding the tax system can sometimes seem like a real headache. But don't panic! If you're new to Quebec, here's what you need to know to help you navigate the country.
💼 Who must file a tax return?
If you live in Quebec and earned income in 2024—no matter how small or occasional—you are likely required to file two tax returns :
- A federal return (to the Canada Revenue Agency – CRA)
- A provincial declaration (to Revenu Québec)
Even if you have not earned any income , it is often beneficial to file your returns to access certain credits and benefits (such as the Canada child benefit or the solidarity credit).
👉 To learn how we can help you , visit our Personal Tax Return Services page .
✈️ What if you arrived during the year?
Don't worry! You simply need to declare your income since your arrival in Canada . The official arrival date (printed on your immigration documents) will serve as a reference.
Before this date, your foreign income does not have to be taxed , but you may have to report it to determine your eligibility for certain programs.
🧾 What documents do I need to provide?
To prepare your declarations, here are the most common documents:
- The T4 (if you worked for an employer)
- Relevé 1 (provincial equivalent of the T4, issued by Quebec employers)
- Your bank statements (if you received interest)
- Moving or tuition costs (in some cases)
- Your proof of permanent residence or immigration status
📝 Psst… A personalized list is often useful, depending on your situation. Don't hesitate to contact me if you have any questions!
📆 When should you file your declaration?
For the 2024 tax year, the deadline to file your return is April 30, 2025. If you or your spouse are self-employed, you have until June 15, 2025 (but balances are due as early as April 30). ➡️ 2024 tax deadline in Quebec
🎁 What credits and benefits are available?
Even as a newcomer, you may be entitled to:
- The Canada Child Benefit (CCB)
- The GST/HST credit
- The solidarity tax credit (in Quebec)
- Reimbursement of part of medical or study costs
📌 Find out how to maximize your refund in our article:
➡️ Why is my tax refund lower than expected?
📌 Tip: It is very common to receive a refund when you first file!
🤝 Need help finding your way around?
At Ana Ramirez Inc., we assist many newcomers each year in navigating the Quebec tax system, with patience, simplicity and in the language of your choice: French, English or Spanish .
➡️ Book an appointment today for a personalized consultation.
Your peace of mind is our priority!