Tax for newcomers to Quebec: A practical guide for your first return

Welcome to Quebec!

If you're new to the province, it's normal to have many questions about your tax return. Between federal and provincial forms, tax credits, and required proof, the Canadian tax system can seem complex. Fortunately, you're not alone: ​​at Ana Ramirez Inc. , we'll guide you step by step, in your language and with great kindness.

Who must file a tax return?

Even if you arrived mid-year, you may be required to file a tax return . You generally need to do this if:

• You have earned an income, even temporarily or part-time
• You received benefits (e.g., social assistance, Canada child benefit, GST credit, etc.)
• You wish to request a refund or a tax credit
• You want to establish your eligibility for certain programs (e.g.: solidarity, RESP, etc.)

👉 Good to know : even without income, it is often advantageous to file your tax return to receive certain credits.

Do I need to file two declarations?

Yes. In Canada, taxes are managed at two levels:

• The federal government (through the Canada Revenue Agency – CRA)
• The Government of Quebec (through Revenu Québec)

You will therefore have to produce two separate declarations , often with similar forms, but calculations and credits specific to each level.

What information should I prepare?

To properly complete your declarations, here are some important documents and information to have on hand:

• Your identity documents (NAS, work permit, passport)
• Your tax slips (T4, T4A, etc.)
• Proof of rent or accommodation
• Bills related to your studies, health care or moving expenses
• The date of your arrival in Canada
• Your income in your home country (if applicable)

💡 Tip: Remember to also gather documents for your spouse and children if they came with you.

What credits are available to newcomers?

As a resident of Quebec, you may be eligible for several credits and benefits :

• GST/HST Credit
• Canada Child Benefit (CCB)
• Solidarity tax credit
• Medical Expense Tax Credit
• Childcare expenses
• Post-secondary education credits

Each case is unique, which is why it is useful to consult a professional accustomed to working with immigrants .

Why choose Ana Ramirez Inc.?

For several years, I have been helping hundreds of families settle into Quebec tax-efficiently. I offer:

• Service in French, English or Spanish
• A human, non-judgmental approach, adapted to your reality
• Simple explanations, even for those filing their very first tax return
• Transparent pricing and no unnecessary fees

" I understand your challenges, because I too was once a newcomer ."

Ready to get started?

👉 Book an appointment now, or write to me with your questions. Together, we'll make taxes simple... even for your first time in Quebec.